Budget Tracker Template
A monthly Excel budget for family income, spending and savings
Free
Knowing where the money goes is the first step to spending it on what matters. This Excel template lets you plan income, fixed and variable expenses and savings goals each month, with summaries that show your spending habits.
What's inside
Excel workbook, ready to use
Sections for income, fixed expenses, variable expenses and savings goals
Summary reports showing where your money goes
Who it's for: individuals and families who want a simple monthly budget.
How to use it
Enter last month's actual spending first; it's a more honest starting point than a guess.
Set one savings goal and check progress on the same day each month.
The template is an organising tool, not financial advice.
Related reading: 30 budget-friendly summer activities